Insurance brokers

Contractors Insurance

For a contractor the insurance question is usually someone else's — the principal or head contractor who won't let you on site until your certificate matches their contract. We place cover that meets what your contracts actually name, so a job isn't held up over a limit or an exclusion.

5.0★ from 250+ Google reviews 60-second submission Licensed & Australian

Quick Quote

60 seconds

Your quote for

A business

The trade or industry — it points us to the right insurers.

The company, trust or partnership the policy goes in.

No obligation. Subject to eligibility and underwriting.

Cover

What contractors need covered

Public liability at the contract limit

The cover principals name before you start, commonly $10m–$20m. We place the exact limit your contracts require, with your scope disclosed so the certificate holds up.

Tools, plant & hired-in gear

Your equipment against theft and damage on site and in transit — owned, financed or hired in — so a stolen kit doesn't stop the job.

Cover that keeps pace with your contracts

New site, new principal, new requirement — terms change job to job. We keep your policy matched so the next contract doesn't expose a gap you find at signing.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

5.0 from 250+ Google reviews

Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Contractors insurance questions.

Speak with our team on 1300 080 323.

What insurance do contractors and subcontractors need?
Public liability at the limit your principal names is almost always required before you can start, plus tools and plant for your gear. The exact requirement changes by contract, and we place cover to match rather than guess.
Why does the principal need to see my insurance?
Because your work is their exposure too, so head contractors and principals require proof of cover — at a set limit and with named inclusions — before you're allowed on site. We make sure your certificate meets what they ask for.
Does the head contractor's insurance cover me?
No — their policy protects them, not you, and the contract usually pushes liability back onto you. You need cover in your own name, which is exactly what they're asking to see.

Ready to get contractors covered?

Tell us what you drive in about 60 seconds and we come back to you with options.

Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).