Builders Insurance
A builder carries the whole site — your own work, the subcontractors under you, and the half-finished structure itself. When something goes wrong on a job the claim rarely stops at your part of it, which is why builders need cover built around the site, not a single trade.
Quick Quote
60 secondsYour quote for
A business
The trade or industry — it points us to the right insurers.
The company, trust or partnership the policy goes in.
No obligation. Subject to eligibility and underwriting.
What builders need covered
Public liability
For injury or property damage on and around your site, at the $10m–$20m limits builders and principals name in the contract before you can start.
Contract works & the build itself
Fire, storm, theft or damage to the works in progress — the structure you're mid-build on isn't covered by a standard liability policy. We arrange contract works so a setback doesn't come out of your margin.
Subcontractors & tools
Your use of subbies changes your liability, and their work can become your claim. We disclose it properly, and cover your tools and plant on site and in transit.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
What insurance does a builder need in Australia?
Are my subcontractors covered under my policy?
Is the building I'm working on covered if it's damaged?
Ready to get builders covered?
Tell us what you drive in about 60 seconds and we come back to you with options.
Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).